home loan in panipat


Home Loan in Panipat by Top Banks and Financial Institutions

Partner with Singroha Associates for Hassle-Free Home Financing Since 2020

Build Your Dream Home with a Home Loan in Panipat

Owning a home in Panipat, the historic “City of Weavers,” is now within reach with home loans in Panipat from Singroha Associates. Since 2020, we’ve been helping residents secure financing for their dream homes—whether it’s a cozy apartment, a spacious villa, or a plot for construction. Our expert team partners with top banks and financial institutions to offer competitive interest rates, flexible tenures, and a seamless loan process.

At Singroha Associates, we prioritize your aspirations, ensuring you get the best home loan in Panipat tailored to your needs. Let us guide you to hassle-free home financing today!

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Why Choose Singroha Associates for Your Home Loan in Panipat?

Since our establishment in Panipat in 2020, Singroha Associates has built a reputation for trust and excellence in home financing. Here’s why we’re the preferred choice for a home loan in Panipat:

  • Extensive Network: We collaborate with leading banks like HDFC Bank, ICICI Bank, SBI, Axis Bank, and NBFCs like LIC Housing Finance and Bajaj Housing Finance.
  • Low Interest Rates: Access home loans starting at 8.35% p.a., based on your eligibility.
  • Streamlined Process: From application to disbursal, we ensure quick and easy loan processing.
  • Personalized Solutions: Customized loan options for salaried individuals, self-employed professionals, and NRIs.
  • Local Expertise: Our deep understanding of Panipat’s real estate and financial landscape ensures the best deals.

Top Providers for Home Loan in Panipat

Explore the best home loan in Panipat options from our trusted partners. Compare key providers below:

Institution Interest Rate (p.a.) Loan Tenure Max Funding Processing Fee
HDFC Bank 8.50% – 9.40% Up to 30 years Up to 90% 0.5% of loan amount or ₹3,000 (whichever is higher)
ICICI Bank 8.65% – 9.50% Up to 30 years Up to 90% 0.5%-1% of loan amount
State Bank of India 8.35% – 9.20% Up to 30 years Up to 90% 0.35% of loan amount (₹2,000 – ₹10,000)
Axis Bank 8.70% – 9.30% Up to 30 years Up to 85% Up to 1% of loan amount (min ₹10,000)
LIC Housing Finance 8.45% – 9.75% Up to 30 years Up to 90% 0.25%-0.5% of loan amount
Bajaj Housing Finance 8.50% – 9.85% Up to 30 years Up to 90% Up to 1% of loan amount

Note: Rates and terms are indicative and subject to change. Contact us for the latest home loan in Panipat offers.

Loan Amount is 30000
No. of Month is 30
Rate of Interest ROI is 10
Monthly EMI

Total Interest

Payable Amount

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Eligibility Criteria for a Home Loan in Panipat

Qualifying for a home loan in Panipat is straightforward with Singroha Associates. Here are the general requirements:

  • Age: 21-65 years (salaried) or up to 70 years (self-employed).
  • Income: Minimum ₹3 lakh p.a. (salaried); ₹4 lakh net profit (self-employed).
  • Employment: 3 years’ work experience (salaried); 5 years in business (self-employed).
  • Credit Score: 750+ preferred for better rates.
  • Property: The property must be approved by the lender and located in Panipat.

Documents Required for a Home Loan in Panipat

To apply for a home loan in Panipat, submit the following documents:

  • Identity Proof: Aadhaar, PAN, Passport, or Voter’s ID.
  • Address Proof: Electricity Bill, Rent Agreement, or Driving License.
  • Income Proof: 6-month salary slips, Form 16 (salaried); ITR, P&L statement for 3 years (self-employed).
  • Bank Statement: Last 12 months.
  • Property Documents: Sale agreement, title deed, approved building plan, and NOC from builder/society.
  • Photographs: Two passport-size photos.

Our Hassle-Free Home Loan Process in Panipat

We make securing a home loan in Panipat simple with these steps:

  1. Consultation: Discuss your homeownership goals and budget with our experts.
  2. Loan Comparison: We find the best home loan in Panipat options.
  3. Documentation: We assist with paperwork for a smooth process.
  4. Approval: Fast-track loan disbursal for quick results.
  5. Move In: Start your journey in your new home!

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Frequently Asked Questions About Home Loans in Panipat

What is the minimum credit score needed for a home loan in Panipat?

A credit score of 750 or above is preferred for securing a home loan in Panipat with competitive interest rates. However, Singroha Associates can assist applicants with lower scores by exploring suitable lenders.

How long does it take to get a home loan approved in Panipat?

With Singroha Associates, home loan approvals in Panipat typically take 7-15 days, depending on the lender, documentation, and property verification. We expedite the process for faster disbursal.

Can self-employed individuals apply for a home loan in Panipat?

Yes, self-employed individuals can apply for a home loan in Panipat. You’ll need to provide ITR, profit & loss statements for 3 years, and a minimum of 5 years in business, along with other standard documents.

What is the maximum loan amount for a home loan in Panipat?

The maximum loan amount depends on the lender, with most offering up to 90% of the property’s market value, as shown in our comparison table. Factors like income and credit score also influence the loan amount.

Are there any prepayment charges for a home loan in Panipat?

Prepayment charges vary by lender. For instance, SBI offers zero prepayment penalties on floating-rate loans, while HDFC Bank may charge 2% of the outstanding amount for fixed-rate loans. Contact us for details.