ICICI Lombard Home Insurance – Singroha Associates

Safeguard Your Home with Comprehensive Insurance in Panipat

Introduction

ICICI Lombard Home Insurance, offered through Singroha Associates in Panipat, provides robust protection for your home and its contents against natural and man-made calamities. As a trusted partner of ICICI Lombard, India’s leading private general insurer, we offer comprehensive plans like the Bharat Griha Raksha Policy. Since 2020, Singroha Associates has empowered over 5,000 clients in Panipat with IRDAI-compliant policies, ensuring financial security and peace of mind for homeowners.

Key Features

ICICI Lombard Home Insurance plans via Singroha Associates offer:

  • Comprehensive Coverage: Protects home structure and contents against fire, earthquakes, floods, theft, and burglary.
  • Flexible Sum Insured: Coverage up to ₹50 lakh for structure and contents, customizable to your needs.
  • Digital Process: Instant policy issuance and claim tracking via the IL Take Care app.
  • Financial Security: Compensation for losses due to natural calamities and man-made disasters.
  • Optional Add-Ons: Coverage for furniture, electronics, and valuables like jewelry.
  • Tax Benefits: Premiums eligible for tax deductions under applicable laws.

Types of Home Insurance Plans

We offer a variety of ICICI Lombard Home Insurance plans:

  • Bharat Griha Raksha Policy: Covers home structure and contents against fire, floods, earthquakes, and theft.
  • Content-Only Plans: Protects furniture, electronics, and valuables inside the home.
  • Tenant Insurance: Covers contents for renters against damage or theft.
  • Comprehensive Plans: Combines structure and content coverage with add-ons for enhanced protection.

Our Insurance Provider

ICICI Lombard General Insurance, partnered with Singroha Associates, is India’s largest private general insurer:

Provider Key Metrics Plan Features
ICICI Lombard General Insurance Market Share: 9.4% (H1 FY25)
Gross Written Premium: ₹217.71 billion (FY23)
Network: 350+ branches
Bharat Griha Raksha, Content-Only, Tenant, Comprehensive Plans
Covers Fire, Floods, Theft

Note: Metrics and features are subject to IRDAI reports and policy terms.

Eligibility Criteria

To purchase ICICI Lombard Home Insurance through Singroha Associates, you must meet:

  • Nationality: Resident citizen of India.
  • Age: 18 years and above (no upper age limit).
  • Documents: Address proof (Aadhaar, utility bill), identity proof (PAN, voter ID), and property documents (sale deed, rent agreement).
  • Property Ownership: Owned or rented residential property in India.

Application Process

Our streamlined process ensures quick policy issuance:

  1. Visit our Panipat office to discuss your home insurance needs.
  2. Submit address, identity, and property documents.
  3. Receive a customized quote based on your property and coverage needs.
  4. Obtain your policy within 2-3 working days upon approval.

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Benefits of Choosing Us

Singroha Associates is your trusted partner for ICICI Lombard Home Insurance:

  • Expert Guidance: Over 10 years of experience with 5,000+ successful cases.
  • Fast Processing: Hassle-free applications with minimal paperwork.
  • Customized Solutions: Plans tailored to your home’s value and needs.
  • Transparency: No hidden fees, clear terms, and IRDAI-compliant processes.
  • Strong Partnership: Seamless support through our collaboration with ICICI Lombard.

Why Panipat Residents Trust Us

Singroha Associates is a preferred choice in Panipat:

  • Local Expertise: Deep understanding of Panipat’s housing and insurance needs.
  • Client-Centric Service: Personalized support for every customer.
  • Proven Success: Empowered thousands of local clients since 2020.
  • Community Ties: Strong relationships with Panipat’s residents.
  • Ethical Practices: Adherence to IRDAI guidelines and transparent dealings.

Frequently Asked Questions

What is ICICI Lombard Home Insurance?

ICICI Lombard Home Insurance protects your home’s structure and contents against natural calamities (fire, floods, earthquakes) and man-made disasters (theft, burglary).

Who is eligible for ICICI Lombard Home Insurance?

Indian residents aged 18+ years who own or rent a residential property, with valid address, identity, and property documents, are eligible.

What documents are required?

Address proof (Aadhaar, utility bill), identity proof (PAN, voter ID), and property documents (sale deed, rent agreement).

How long does it take to get a policy?

Policies are issued within 2-3 working days after document submission and approval.

What is the coverage amount for ICICI Lombard Home Insurance?

Coverage can go up to ₹50 lakh for structure and contents, customizable based on property value.

Does it cover natural calamities?

Yes, it covers damages from fire, floods, earthquakes, and other natural calamities, as per policy terms.

How do I file a claim?

Contact ICICI Lombard or Singroha Associates, submit claim form with damage proof, property documents, and KYC; Singroha Associates assists throughout.