ICICI Lombard Personal Accident Insurance – Singroha Associates
Secure Your Future Against Unforeseen Accidents in Panipat
Table of Contents
Introduction
ICICI Lombard Personal Accident Insurance, offered through Singroha Associates in Panipat, provides robust financial protection against unforeseen accidents. As a trusted partner of ICICI Lombard, India’s leading private-sector general insurer, we offer plans covering accidental death, permanent total/partial disablement, and optional hospitalization expenses. Since 2020, Singroha Associates has empowered over 5,000 clients in Panipat with IRDAI-compliant policies, ensuring peace of mind and financial security.
Key Features
ICICI Lombard Personal Accident Insurance plans via Singroha Associates offer:
- Comprehensive Coverage: Protection against accidental death, permanent total/partial disablement, and temporary total disablement.
- Flexible Sum Insured: Options from ₹3 lakh to ₹1 crore, with policy terms of 1, 3, 4, or 5 years.
- Optional Add-Ons: Covers for hospitalization expenses, burns, and medical expenses due to accidents.
- Fast Claim Settlement: Hassle-free claims with cashless hospitalization at network hospitals.
- Tax Benefits: Premiums eligible for tax deductions under Section 80D for certain add-ons.
- Immediate Coverage: Policy coverage begins instantly upon issuance.
Types of Accident Insurance Plans
We offer a variety of ICICI Lombard Personal Accident Insurance plans:
- Personal Protect Policy: Covers accidental death and permanent total disablement, with sum insured up to ₹25 lakh.
- Saral Suraksha Bima: Standardized plan for accidental death and disablement, suitable for ages 18-70.
- Group Personal Accident Plan: Tailored for organizations to cover employees against accidental injuries.
- Add-On Covers: Optional benefits like accidental hospitalization expenses, daily allowance, and burns coverage.
- Customized Plans: Flexible options for individual needs, including education grants or job loss coverage.
Our Insurance Provider
ICICI Lombard General Insurance, partnered with Singroha Associates, is India’s largest private-sector general insurer:
| Provider | Key Metrics | Plan Features |
|---|---|---|
| ICICI Lombard General Insurance | Established: 2001 Network Hospitals: 5700+ Network Garages: 4500+ |
Accidental Death, Permanent/Partial Disablement, Temporary Disablement Add-Ons: Hospitalization, Burns, Medical Expenses |
Note: Metrics and features are subject to IRDAI reports and policy terms.
Eligibility Criteria
To purchase ICICI Lombard Personal Accident Insurance through Singroha Associates, you must meet:
- Nationality: Resident citizen of India.
- Age: 18-70 years for individual plans; varies for group plans.
- Documents: Age proof (Aadhaar, passport), address proof (Aadhaar, utility bill), identity proof (PAN, voter ID).
- Health Status: No pre-policy medical check-up required for most plans.
Application Process
Our streamlined process ensures quick policy issuance:
- Visit our Panipat office to discuss your accident insurance needs.
- Submit age, address, and identity proof documents.
- Choose your plan and sum insured with guidance from our team.
- Receive your policy within 2-3 working days upon approval.
Benefits of Choosing Us
Singroha Associates is your trusted partner for ICICI Lombard Personal Accident Insurance:
- Expert Guidance: Over 10 years of experience with 5,000+ successful cases.
- Fast Processing: Hassle-free applications with minimal paperwork.
- Customized Solutions: Plans tailored to your needs and budget.
- Transparency: No hidden fees, clear terms, and IRDAI-compliant processes.
- Strong Partnership: Seamless support through our collaboration with ICICI Lombard.
Why Panipat Residents Trust Us
Singroha Associates is a preferred choice in Panipat:
- Local Expertise: Deep understanding of Panipat’s insurance needs.
- Client-Centric Service: Personalized support for every customer.
- Proven Success: Empowered thousands of local clients since 2020.
- Community Ties: Strong relationships with Panipat’s residents.
- Ethical Practices: Adherence to IRDAI guidelines and transparent dealings.