Old Vehicles Insurance – Singroha Associates
Comprehensive Insurance for Used Vehicles in Panipat
Table of Contents
Introduction
Old Vehicles Insurance provides comprehensive coverage for used vehicles, including cars, commercial vehicles, and two-wheelers, ensuring financial protection against accidents, theft, and damages. Singroha Associates, a trusted name in Panipat since 2020, offers tailored insurance solutions for old vehicles to meet personal and business needs. With over 5,000 successful cases, we ensure hassle-free claims, affordable premiums, and IRDAI-compliant policies, making vehicle insurance accessible for Panipat’s residents and businesses.
Key Features
Our Old Vehicles Insurance policies offer the following benefits:
- Comprehensive Coverage: Protection against accidents, theft, fire, and natural calamities like floods and earthquakes.
- Affordable Premiums: Competitive rates tailored for used vehicles, starting at ₹2,094 annually for cars.
- Third-Party Liability: Mandatory coverage for damages to third parties, as per the Motor Vehicles Act.
- Add-On Covers: Optional covers like zero depreciation, roadside assistance, and engine protection.
- Quick Claim Settlement: Hassle-free claims with dedicated support and surveyor assistance.
- Flexible Policy Tenure: Options for 1-year or long-term policies up to 3 years for private vehicles.
Types of Old Vehicle Insurance
We offer insurance solutions for various types of used vehicles:
- Old Car Insurance: Comprehensive or third-party coverage for used private cars up to 15 years old.
- Old Commercial Vehicle Insurance: Coverage for used taxis, cabs, or fleet vehicles with commercial registration.
- Old Two-Wheeler Insurance: Insurance for used scooters and motorcycles, including third-party and comprehensive plans.
- Vintage Car Insurance: Specialized coverage for classic or vintage cars recognized by the Vintage and Classic Cars Club of India.
Our Insurance Providers
We partner with leading insurers to offer the best coverage for old vehicles:
| Provider | Coverage Type | Premium Range (Annual) | Add-Ons Available |
|---|---|---|---|
| ICICI Lombard | Comprehensive, Third-Party | ₹2,500 – ₹15,000 | Zero Depreciation, Roadside Assistance |
| Bajaj Allianz | Comprehensive, Third-Party | ₹2,094 – ₹12,000 | Engine Protection, Key Replacement |
| HDFC ERGO | Comprehensive, Third-Party | ₹2,800 – ₹14,000 | NCB Protection, Consumables Cover |
| New India Assurance | Comprehensive, Third-Party | ₹2,500 – ₹15,000 | Personal Accident Cover, Hydrostatic Lock |
| SBI General | Comprehensive, Third-Party | ₹2,300 – ₹13,000 | Tyre Protection, Loss of Personal Belongings |
| Tata AIG | Comprehensive, Third-Party | ₹2,600 – ₹14,000 | Emergency Transport, Daily Allowance |
Note: Premiums and add-ons are subject to vehicle age, condition, and insurer policies.
Eligibility Criteria
To insure an old vehicle with us, you must meet the following requirements:
- Nationality: Resident citizen of India.
- Age: 18 years or older.
- Vehicle Condition: Used vehicles up to 15 years old (cars/two-wheelers) or 10 years (commercial vehicles) in roadworthy condition.
- Documents: Vehicle registration certificate (RC), previous insurance policy (if applicable), KYC (Aadhaar, PAN), and Pollution Under Control (PUC) certificate.
- Ownership: Proof of ownership or insurable interest in the vehicle.
Application Process
Our streamlined process ensures quick insurance coverage:
- Visit our Panipat office to discuss your insurance needs.
- Submit vehicle RC, previous insurance policy, KYC, and PUC certificate.
- Our team coordinates with insurers for vehicle inspection (if required).
- Receive your insurance policy within 1-2 working days upon approval.
Benefits of Choosing Us
Singroha Associates is your trusted partner for Old Vehicles Insurance:
- Expert Guidance: Over 10 years of experience with 5,000+ successful cases.
- Fast Processing: Hassle-free applications with minimal paperwork.
- Customized Solutions: Policies tailored to your vehicle and budget.
- Transparency: No hidden fees, clear terms, and IRDAI-compliant processes.
- Strong Network: Partnerships with top insurers like ICICI Lombard, Bajaj Allianz, and New India Assurance.
Why Panipat Businesses Trust Us
Singroha Associates is a preferred choice for Panipat’s community:
- Local Expertise: Deep understanding of Panipat’s vehicle insurance needs.
- Client-Centric Service: Personalized support for every customer.
- Proven Success: Empowered thousands of local clients since 2020.
- Community Ties: Strong relationships with Panipat’s residents and businesses.
- Ethical Practices: Adherence to IRDAI guidelines and transparent dealings.