Privacy Policy – Singroha Associates
Our Commitment to Protecting Your Personal Information in Panipat
Table of Contents
Introduction
Singroha Associates, a Panipat-based financial and insurance service provider established in 2020, values your privacy. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you engage with our services, including Car and Used Car Loans, Tractor Loans, Home Loans, Study Loans, Personal Loans, and Health and Vehicle Insurance.
We comply with applicable data protection laws in India, including the Information Technology Act, 2000, and related regulations. By using our services, you consent to the practices described in this policy.
What Information Do We Collect?
We may collect the following types of information to facilitate our services:
- Personal Information: Name, date of birth, gender, marital status, and nationality.
- Contact Information: Address, email address, phone number.
- Financial Information: Income details, bank account information, credit score, and income tax returns.
- Documents: Aadhaar card, PAN card, passport, salary slips, and other identity or income proofs.
- Technical Information: IP address, device information, browser type, and website usage data.
We collect only the information necessary to provide our services and process your applications.
How Do We Use Your Information?
We use your information for the following purposes:
- Processing your loan or insurance applications and forwarding them to partner lenders or insurers.
- Communicating with you, such as providing application status updates, offers, or service-related information.
- Analyzing your information for eligibility verification and credit assessment.
- Improving our website and services by analyzing usage data.
- Complying with legal and regulatory requirements, such as Anti-Money Laundering (AML) and Know Your Customer (KYC) norms.
We use your information only for the purposes for which it was collected or for which you have given consent.
Data Security
We implement appropriate technical and organizational measures to protect your information, including:
- Encryption for data transmission and storage.
- Secure servers and firewalls to prevent unauthorized access.
- Restricted access to data for authorized personnel only.
However, no online system is entirely secure. We are not liable for unauthorized access, data breaches, or events beyond our control.
Your Rights
Under Indian data protection laws, you have the following rights regarding your personal information:
- Access: You can request details of the information we hold about you.
- Correction: You can request correction of inaccurate or incomplete information.
- Deletion: You can request deletion of your information in certain circumstances, provided it does not conflict with legal requirements.
- Objection: You can object to certain uses of your information, such as for marketing communications.
To exercise these rights, please submit a request via our website’s contact form. We will respond within 30 days in accordance with applicable laws.
Changes to Privacy Policy
Singroha Associates may update this Privacy Policy at its discretion, such as to reflect legal requirements or service changes. Changes will be effective upon posting on our website. We encourage you to review this page regularly to stay informed.
Continued use of our services after updates implies acceptance of the revised policy.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us via our website’s contact form. We are committed to addressing your queries and resolving any concerns.